Precise RV Appraisals for Fair Insurance Settlements

Expert valuation to ensure your recreational vehicle is never undervalued during a claim. Accurate appraisals are critical for owners to secure the true market value of their mobile investment.

Comprehensive RV Appraisal Expertise

Total Loss Valuations

We challenge undervalued carrier settlements to ensure your RV's true market worth is recovered.

Diminished Value

Recover the loss in market value after repairs. An accident history follows your RV forever; don't take the hit alone.

Partial Loss Review

We review estimates for missing items and improper repair methods to ensure your RV is returned to pre-loss condition.

Motorhomes (Class A, B, C)

Specialized appraisal for complex driveable units, accounting for powertrain, chassis, and luxury living quarters.

Towables & Toy Haulers

Accurate valuations for travel trailers, fifth wheels, and toy haulers, including structural integrity audits.

Modified & Custom RVs

We specialize in documenting aftermarket upgrades, solar installs, and custom interior work that carriers often miss.

The Cardwell Advantage

RV appraisals are uniquely complex, often involving specialized upgrades and custom builds that many standard adjusters overlook. At Cardwell Claim Authority, we provide the expertise needed to ensure your home on wheels is valued at its true worth.

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25+ Years of Industry Experience

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Custom Upgrade & Modification Experts

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Strong Claims Negotiation Power

Frequently Asked Questions

What is an appraisal clause in an RV insurance policy?

The appraisal clause is a policy provision that allows you to hire an independent appraiser if you and your insurer disagree on the amount of loss. It is a powerful tool to ensure you receive a fair market valuation rather than accepting the insurance company's initial offer.

How do you value custom upgrades on my RV?

Standard insurance guides often overlook specialized RV modifications. We conduct detailed market research, analyzing comparable builds and the specific costs of your upgrades—such as off-road packages or custom interiors—to prove their added value in our final report.

When should I request an RV appraisal for diminished value?

You should request a diminished value appraisal after your RV has been repaired following an accident. Even with perfect repairs, the accident history lowers the resale value. Our reports quantify this loss so you can seek compensation for the reduced equity.

Does Cardwell manage the negotiation with the insurance company?

Yes. Once you invoke the appraisal clause, we acting as your appraiser, communicate directly with the insurance company's appraiser. We use our expertise and data to negotiate the settlement, aiming to reach a fair agreement on your behalf.

Is the cost of an appraisal worth it for a total loss claim?

In most total loss cases, the settlement increase we achieve significantly outweighs our fee. We offer free claim reviews specifically to determine if an appraisal is likely to be financially beneficial for you before you commit to the service.

Maximize Your Recovery Today

Contact us for a risk-free claim review of your RV valuation. Our expertise with complex RV insurance claims ensures you get the settlement you deserve.