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Expert Vehicle Appraisals Nationwide 

The Cardwell Exclusive Valuation Process - AVR & DVR

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Whether your vehicle has been declared a total loss or repaired after an accident, accurate valuation matters.

The Cardwell Authority Value Report (AVR)™ and Diminished Value Report (DVR)™ are structured valuation processes developed to measure real-world market impact through verified comparable vehicles, transparent adjustment methodology, and professional market analysis.

When a vehicle’s value is questioned — whether due to accident history, repair concerns, or disputed market value — the market responds. AVR and DVR reports are designed to measure and document that response using supportable market evidence and objective valuation analysis.

What Makes AVR & DVR Different

***Real Market Analysis***

Our reports are built using verified comparable vehicles, live market research, documented vehicle history, and transparent valuation methodology — not unsupported formulas or generalized percentage reductions.

Professional & Defensible

Every adjustment is documented.
Every comparable vehicle is reviewed.
Every conclusion is supported by market evidence and professional analysis.

Built For Claim Review

AVR and DVR reports are structured to support:

  • insurance claim review

  • appraisal clause disputes

  • diminished value evaluations

  • total loss valuation disputes

  • and professional claim resolution discussions.

Transparent Methodology

We believe valuation analysis should be:

  • understandable

  • supportable

  • and professionally documented.

Our reports are designed to clearly explain how conclusions were reached through objective market data and comparable vehicle analysis.

Developed Through Real Industry Experience

AVR and DVR reporting methods were developed through years of direct experience involving:

  • total loss handling

  • diminished value analysis

  • vehicle market valuation

  • collision repair review

  • and insurance claim evaluation.

This experience helps provide insight into:

  • how valuation systems work

  • how comparable vehicles are evaluated

  • and how market behavior affects vehicle value after a loss.

What Is Included In An AVR or DVR Report

Comprehensive Market Review

Detailed comparable vehicle analysis designed to support accurate pre-loss market value or diminished value conclusions.

Verified Market Research

Transparent supporting documentation using real-world vehicle market data and comparable vehicle analysis.

Professional Valuation Conclusions

Clear and supportable conclusions backed by market behavior, documented adjustments, and professional review.

Continued Claim Support

Professional guidance throughout the valuation and claim review process when questions or additional documentation arise.

Built Around Accuracy & Professionalism

AVR and DVR reports are designed to provide structured valuation support for:

  • vehicle owners

  • claim professionals

  • repair facilities

  • attorneys

  • and appraisal participants.

Our goal is simple:

support fair, accurate, and well-documented claim outcomes through objective analysis and professional reporting.

The Cardwell Standard

Objective.

Independent.

Trusted.

Maximum Recovery

We leverage decades of industry expertise to fight for the true market value of your vehicle, ensuring no dollar is left on the table.

The Advocate Advantage

Technical Authority

Our appraisals are backed by rigorous data analysis and certified methodology that insurance carriers cannot ignore.

Unbiased Advocacy

We act as an independent third party, navigating complex policy clauses to provide fair and neutral resolutions for every client.

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