Your Expert Diminished Value and Appraisal Claim Authority

Our team specializes in navigating the appraisal clause to ensure you receive a fair settlement. When disputes arise regarding the total loss or repair costs, this provision allows for an independent assessment of the damages. By invoking this right, both the insurer and the policyholder appoint qualified experts to evaluate the claim objectively. If these representatives cannot reach a consensus, a neutral third-party umpire is brought in to resolve the difference. The final valuation reached by any two of these three professionals becomes the legally binding amount. At Cardwell Claim Authority LLC, we represent your interests throughout this process by providing meticulous documentation and advocacy to secure the maximum recovery for your vehicle.