Typical Washington DC Auto Policy Appraisal Clause Language

If we and you do not agree on the amount of loss, either may demand an appraisal of the loss. In that event, each party will select a competent appraiser. The two appraisers will then select an umpire. If they cannot agree upon an umpire within a specified time period, either party may request that the umpire be appointed by a judge of a court having jurisdiction.

Each appraiser will separately determine the actual cash value and amount of loss. If they fail to agree, they will submit their differences to the umpire. A written agreement by any two of the three will determine the amount of loss.

Each party will:
• Pay the cost of its selected appraiser; and
• Share equally the expenses of the umpire and appraisal process.